After completing the course, how do I receive my insurance discount?
 We will mail you a completion certificate. Present it to your insurance company or agent for your liability, no-fault, and collision premium discounts. If you do not receive your certificate within 10 days of completing the course, please email or call us.

 How much is my insurance discount?
 It provides a guaranteed 5% reduction in the base rate of your liability, no-fault, and collision premiums.  Many insurance carriers offer a 10% reduction for 3 years.  Contact your insurance carrier or agent to find out the exact amount they offer.

When does the insurance discount begin?
As long as you turn in the completion certificate within 90 days, the discount begins on the completion date.

 Are you approved by New Jersey State DMV?
 Yes, we are approved by New Jersey Motor Vehicle Commission, formerly known as the DMV or Department of Motor Vehicles.

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Sponsored by American Safety, Inc .

Point Reduction On-Line!
Point Reduction On-Line!

NJ Defensive Driving
 Course Fee $45

NJ Defensive Driving
 Course Fee $45

  Welcome to Point Reduction On-line.
► On-line Defensive Driving Class.
 ► Approved by the State of New Jersey Motor Vehicle Commission.
 ► Take the course from the convenience of your own home .
► Guaranteed Insurance Discount. 
► Get 2 violation points removed from your license.
► Work at your own pace.  Log in and out of the program from any computer.